Please read below for all the necessary information related to our Privacy Policy:


In accordance with the provisions of Spanish Organic Law 15/1999 on the Protection of Personal Data, by accepting this Privacy Policy, you give your informed, express, free and unequivocal consent for your personal data, that you provide through the website https://www.labolsaolavida.com (hereinafter “WEBSITE”), to be incorporated into the files "WEBSITE USERS AND SUBSCRIBERS" and "CUSTOMERS AND/OR SUPPLIERS":



  • Trade name: Ángeles Rivas Ruiz
  • Tax Identification Number (CIF): 44232024B
  • Registered office: Calle Santiago 41, local 1, 18009, Granada
  • Email: info@labolsaolavida.com
  • Nature of business: online selling and trading


All this information is duly registered with the Spanish Data Protection Agency (AEPD), with respect to which Ángeles Rivas Ruiz guarantees full compliance with the implementation of organisational and technical security measures laid down by the European Regulation on Data Protection and other applicable Spanish regulations.

This Privacy Policy is valid only for the personal data obtained on the Website and does not apply to the information collected by third parties on other websites, regardless of whether they are linked to by the Website.

With this, I demonstrate my commitment to maintaining and guaranteeing secure business relations by protecting personal data and respecting the right to privacy of the users of the Website.



You have the right to know that when you visit our website, we collect any information which could be used to identify you, such as your name and email address, and, if you make a purchase that requires an invoice, we will ask you to provide your postal address, first and last name, and ID (DNI) or Tax Identification Number (CIF).

Additionally, when you visit our website, certain information is automatically stored for technical reasons, such as the IP address assigned by your Internet service provider.



As laid down in the applicable regulations, the USER must be informed that their personal data, gathered through the contact forms or subscriptions, is stored on a file with the sole purpose of sending electronic communications, such as newsletters, new posts, promotional offers, free webinars, as well as other information that Ángeles Rivas Ruiz considers interesting for the USERS. The fields marked as mandatory are essential to implement the aforementioned purpose.

Likewise, the necessary data alone shall be deemed sufficient for responding to the USERS’ requests.

Only the registered owner will have access to their data, and under no circumstances shall this data be assigned, shared, transferred, or sold to third parties.

By accepting this Privacy Policy, through the predefined opt-in process, the USER gives their EXPRESS AND UNEQUIVOCAL CONSENT for their personal data to be processed under the terms and conditions set out in this document, as well as for the international transfer of data that takes place, exclusively due to the physical location of the facilities of the service providers and data processors.

The lawful basis is, thus, obtained through consent as established subsequently.

Under no circumstances shall the data be used for purposes other than those for which the data was collected, nor shall the data be assigned to any third parties.


    2.1 MINORS

    Minors over the age of 13 may sign up at https://www.labolsaolavida.com without the consent of their parents or guardians.

    But what happens if you are under 13 years of age?

    In that case, the consent of your parents or guardians will be a mandatory requirement for us to process your personal data.

    Warning: If we detect users who might be less than 13 years of age and do not have the consent of their parents, we will proceed to deny their request.



    Your consent allows us to process your data, which is required so that you can sign up on the website.

    As you would already know, you can withdraw your consent at any time.



    Under no circumstances will we gather special category data, and will only collect information that helps us identify you.



    We will retain your data for the legally established length of time or until you ask us to delete it.



Ángeles Rivas Ruiz complies with the guidelines of the Spanish Organic Law 15/1999 of 13 December on Protection of Personal Data, and Royal Decree 1720/2007 of 21 December, which approves regulations for implementing the Organic Law, and any corresponding legislation in force at any time, and seeks to ensure that the user’s personal information is properly used and processed.

As of May 2018, our data collection and storage practices will be governed by the new General Data Protection Regulation (GDPR) of the European Union.

Likewise, the USER is hereby informed that Ángeles Rivas Ruiz complies with Spanish Law 34/2002 of 11 July on Information Society Services and E-Commerce (LSSI), and will request the USER’s consent whenever their e-mail is used for commercial purposes.

In compliance with the provisions of the regulations, we inform you that the data provided by you, as well as the data gathered from your use of the website, may be stored in the files controlled by Ángeles Rivas Ruiz, and processed to meet your request and maintain the business relationship established through the subscription forms that you submit.

Additionally, the USER consents to the processing of their data so that they can be informed, by any suitable means, including email, of Ángeles Rivas Ruiz’s products and services.

In the event that they do not wish to authorise the processing of their data for the aforementioned purpose, the USER may exercise their right to object to the processing of their data under the terms and conditions provided subsequently in the section “Exercising your Rights”.

The USER is hereby informed that Ángeles Rivas Ruiz guarantees full compliance with the implementation of organisational and technical security measures laid down by the applicable regulations to ensure the security of USER’s personal data and to prevent its alteration, loss, unauthorised processing and/or access, as per the state of technology, the nature of the data stored and the risks they are exposed to, whether through human intervention or other physical or natural means. The aforementioned implementation is in accordance with the provisions of the GDPR.

Likewise, Ángeles Rivas Ruiz has established additional measures in order to reinforce the confidentiality and integrity of the information in the organization. Ángeles Rivas Ruiz continually supervises and assesses their processes to ensure that data privacy is respected.

Those individuals who have provided their data through https://www.labolsaolavida.com may contact the owner of the website in order to freely exercise their rights of access, rectification, objection, deletion and limitation of their personal data.

The quickest and easiest method would be to access your user account directly and modify your data or delete your user account. Any information that we need to store, by virtue of a legal or contractual obligation, will be blocked and only used for the said purposes, instead of being deleted.

The USER may exercise their rights by writing to Ángeles Rivas Ruiz with “Data protection” in the subject line, presenting proof of identity, specifying the data for which they wish to exercise their rights and the reasons for this request at the following address:


  • La Bolsa o la Vida
  • Calle Santiago 41, local 1
  • 18009, Granada

The User may also exercise their rights by sending an email to info@labolsaolavida.com.



As part of our service, we may provide links to other Internet sites that are not operated or controlled by the Website. In no circumstances shall https://www.labolsaolavida.com guarantee or assume responsibility for the legality, reliability, scope, veracity and accuracy of the contents of such websites or their data protection practices. Before providing your personal information to these websites that are unrelated to https://www.labolsaolavida.com, please be aware that their data protection practices may differ from ours.

The sole purpose of the links is to provide the User with the possibility of accessing said links and learn about our work, although www.labolsaolavida.com does not offer or advertise, by itself or through third parties, the information, content and services available on the linked sites, nor does it approve, supervise or control, in any way whatsoever the contents and services and any material of any nature available therein. Under no circumstances shall https://www.labolsaolavida.com assume responsibility for the results that may be derived by the User by accessing said links.



Ángeles Rivas Ruiz reserves the right to modify this Privacy Policy, in accordance with own criteria, driven by any future legislative developments, legal standards or provisions of the Spanish Data Protection Agency (AEPD).

Any modification to the Privacy Policy will be published at least ten days before it comes into effect. The use of the Website after said changes will imply their acceptance by the USER.



Ángeles Rivas Ruiz is the data controller for the personal data gathered on this Website.

As third-party data processors acting on behalf of the aforementioned controller:

Ángeles Rivas Ruiz has outsourced the Hosting services to CDMON, S.L. (commercially identified by the trademark CDMON), with registered office at Calle Girona, número 81-83, local 6, 08380, Malgrat de Mar, Barcelona, listed in the Trade Register of the province of Barcelona in Book 0, Volume 34,568, folio 11, page 251,048 with Tax identification number (CIF): B-62844725, which provides the hosting services of Ángeles Rivas Ruiz. You can view the privacy policy and other legal aspects of the aforementioned company at the following link: https://www.cdmon.com/es/avisos-legales.

The email subscription and newsletter services are contracted out to MailChimp (commercially identified by the trademark “MailChimp”), and you can read their privacy policy at https://mailchimp.com/legal/

The legal, tax and accounting advisory services will be provided by the law firm M. ROMERO Consultores S.L., with Tax Identification Number (CIF) B18286690 and with registered office at C/ Marqués de la Ensenada, 2, esc. A, 1º D. 18004 Granada.



In order to provide services that are strictly necessary for its business activity, https://www.labolsaolavida.com engages the services of the following providers under the corresponding privacy conditions.

  • Hosting: CDMON
  • Web platform: WordPress.Org
  • Messaging and email newsletter services: MailChimp
  • Platform for WordPress templates: Envato Themes
  • Lead generation: WordPress.Org
  • Privacy of tracking sources used on this site: Google (Analytics)

At https://www.labolsaolavida.com, we constantly analyse our users’ preferences, demographics, traffic patterns, and other relevant attributes to better understand our users and improve their experience on the website. Tracking user activity also helps us to show you the most relevant ads.

The user and, in general, any natural or legal person, may create a hyperlink or any other form of a link, such as buttons, from their website to https://www.labolsaolavida.com (the “Hyperlink”). The setting up of such Hyperlink does not, under any circumstances, imply the existence of an association between https://www.labolsaolavida.com and the owner of the website or the web page where the Hyperlink is created, nor the acceptance or approval by https://www.labolsaolavida.com of its contents or services. In addition, https://www.labolsaolavida.com reserves the right to prohibit or disable any Hyperlink to the Website at any time.



In compliance with the requirements of Spanish Law 34/2002 of 11th July on Information Society Services and E-Commerce (LSSI), you can object to the processing of your data for commercial research purposes, such as market research or customer satisfaction surveys, as well as withdraw your consent at any time (without retrospective effect).

To do so, you may send an email to info@labolsaolavida.com. If you have received an advertisement by email, you can also exercise your right to object through said email by clicking on the link provided and following the instructions therein. Another easy way would be to access your user account and select the relevant options.

Please bear in mind that it may take up to 48 hours for your changes to take effect on our systems, during which time you may continue to receive our messages.

With respect to the management of your data linked to the social profiles of Ángeles Rivas Ruiz, exercising your right of access will depend on the policies of the social networking site and the scope of access to information of users’ profiles. Likewise, the rights of access and rectification may only be exercised in relation to data under the control of Ángeles Rivas Ruiz.

In addition, you can stop interacting, following or receiving information from the social profiles of Ángeles Rivas Ruiz, delete the content that no longer interests you or restrict who you share your connections with, through the procedures set by different social networking sites.

The user may access the privacy policies of each social networking site, as well as configure their profile to ensure that their privacy is protected. Ángeles Rivas Ruiz recommends users to familiarise themselves with the terms of use of the different social networking sites before using them.

Facebook and Instagram: https://www.facebook.com/help/323540651073243/

Twitter: https://twitter.com/privacy



1) Signup forms: The Website uses several signup forms managed by MailChimp and Contact Form7 so that we can send marketing emails, newsletters and updates to our users as well as manage their subscriptions.

2) Contact form: The Website uses a contact form through which we can respond to queries, receive suggestions and build professional contacts. To provide the information that our user requires, we will use email communication and this data will be stored on the CDMON servers as well as the platforms of said email addresses.

3) Cookies: When the user signs up or browses this website, “cookies” are stored on their computer. The user can read our Cookie Policy to get more information on the use of cookies and how to disable them.

4) Sale of digital products: The website also sells digital products, for which the buyer’s personal data (such as name, postal address and e-mail) is acquired through the payment gateways.

5) Users may unsubscribe from the services provided by https://www.labolsaolavida.com at any time, accessing the cancellation form through the same Newsletter.

6) Tracking systems used on this website: At https://www.labolsaolavida.com, with the help of Google (Analytics), we constantly analyse our users’ preferences, demographics, traffic patterns, and other relevant attributes to better understand our users and improve their experience on the website. Tracking user activity also helps us to show you the most relevant ads.

Additionally, I would like to inform you that I use Facebook Ads in order to attract subscribers and customers. At the time of creating these ads, the public can be segmented by place, demographic data, interests, etc. and, therefore, the data obtained through this platform would be subject to this privacy policy from the moment the user provides their information while signing up for the newsletter of my community.

I will not share, sell or rent your personal data to third parties. I may share certain information with authorised third-party service providers which is necessary to provide you with certain services.



On our website, we insert some links and services related to different social networking sites (Facebook’s “Like”, for instance). If you are a member on a social networking site and you click on the corresponding link, said service provider may link your profile information with the data related to your visit to the website.

Therefore, if you access one of our web pages using any of your social profiles or share information through them, we recommend that you stay informed on the data processing policies and practices of said social networking service.

You may access the privacy policies of different social networking sites, as well as configure your profile to ensure that your privacy is protected. We encourage you to familiarise yourself with the terms of use of these social networking sites before using them.

• Facebook: https://www.facebook.com/help/323540651073243/

• Twitter: https://twitter.com/privacy

• Instagram: https://help.instagram.com/155833707900388



The User acknowledges having been informed of the conditions of protection of personal data, accepting and consenting to the processing thereof by Ángeles Rivas Ruiz, in the manner and for the purposes stated in the Legal Notice.

As you are well aware, and as we have communicated to you throughout this privacy policy document, you may withdraw your consent to the processing of your data, revoke your data at any time, but always without retrospective effect.



Ángeles Rivas Ruiz reserves the right to modify this policy in compliance with any future legislative developments or legal standards and to adapt to changes in industry practices. In such a case, the Provider will announce said changes on this website with reasonable advance notice prior to their implementation.